What is critical illness cover?
Critical illness cover pays a lump sum if you are diagnosed with one of the serious conditions listed in your policy.
The money can help pay the mortgage, adapt your home, replace income while you recover, or reduce financial pressure during treatment.
Key benefits
- Can be combined with life insurance
- Supports recovery and household costs
- Covers specified serious illnesses
- Useful for mortgage and family protection
Frequently asked questions
No. It only covers conditions listed in the policy wording. We help you compare definitions clearly before you choose.
For valid claims, payment is based on meeting the insurer’s definition for the covered illness.
No. Critical illness cover pays a lump sum. Income protection pays monthly if illness or injury stops you working.