What is over 50s life cover?
Over 50s life cover is designed for people who want simple guaranteed acceptance life cover without medical underwriting.
It is commonly used to help with funeral costs, small debts or leaving a modest gift to family. Waiting periods and total premiums paid should always be understood before buying.
Key benefits
- No medical questions on many plans
- Fixed monthly premiums
- Guaranteed cash sum
- Simple application process
Frequently asked questions
Most over 50s plans offer guaranteed acceptance for eligible UK residents within the age range.
Yes. If you live a long time, the total paid in premiums can exceed the final pay-out.
No. It is a life insurance cash sum, although the money can be used towards funeral costs.